Consider Donating Stocks Instead of Cash to Your Favorite Charity

As the year ends, it’s a good time to review your finances, finalize any charitable contributions and other activities that can help reduce tax implications and plan for 2020.

Many people wait until December to get a clear idea of their year-end financial situation to make their yearly charitable contributions. Most automatically think of cash donations, but there are several reasons to consider donating stock instead of cash.


Of course, this and all other financial decisions should be discussed with a registered investment advisory firm, like HCR Wealth Advisors, which can guide investors as to the best place to move their investments and the type of funds that should be considered for end of year contributions.

Consider Donating Stock to Your Favorite Charity:

A lot of people don’t even think of donating stock, but there are many favorable reasons why contributing stocks is a financially sound idea.

  • Stock donations are tax deductible for those that itemize their taxes. Because recent changes in standard deductions, the level is now higher. Those looking for year-end contributions to help lower their taxable income by the amount of the stock donated.
  • Stock donations are limited up to 30% of adjusted gross income.
  • Donating stock or cash will help charitable organizations keep their programs alive and helping those in need.
  • When donating an appreciated stock, the tax liability is removed from your portfolio thereby reducing capital gains taxes that can often be as high as 20%.
  • There will be opportunities to decided how the available cash is spent. Whether it’s reinvested, saved, etc.
  • Those that donate stocks can take full fair market value as a deduction.

Choose the Right Wealth Management Firm:

It is important to choose the best registered investment advisory firm. HCR Wealth Advisors offer a wide range of services like Financial Services, Wealth Management, Business Services, Insurance Services and consulting services. They offer just about any type of service investors could want, while keeping their investments safe.

This article is provided for informational purposes only and should not be interpreted as investment advice.

Film Student Captures Exciting Learning Environment of San Francisco Film School

You learn by doing. That old axiom still holds true today. Film student Sam Baer recently took that advice to heart by opting to make a day-in-the-life movie to illustrate what it’s like to attend one of the nation’s premier visual arts schools.

Sam is enrolled at the Academy of Art University located in the heart of one of America’s most vibrant and cultured cities, San Francisco. His approach to making his documentary was to leave nothing out. That meant recording the moment he rolled out of bed to crashing back to his mattress at the end of the day.

Sam’s film presents a stimulating portrayal of his rigorous but fulfilling class schedule. It documents the rich and textured environment of the school grounds, facilities, fellow students and the ancillary amenities that is the unique cultural milieu of San Francisco’s diverse culture. Employing the artist’s dictum of “show don’t tell,” Baer draws his viewers in and portrays attending the Academy of Art University as an enriching experience that demonstrates what it’s like to be learning at one’s “dream college.”

The venerable institution was established in 1929, and it is the only privately-owned art institution in the United States. It’s founder, Dr. Richard Stephens, was an accomplished painter and served as the creative director for Sunset magazine. The Academy of Arts University is still operated by the Stephens family today. It enrolls more than 5,000 students.

What has made the Academy of Arts University among the most successful institutions of higher education in the nation is its policy of hiring instructors who are not just “book smart,” but professionals who have achieved recognition in their respective fields. That means if a student, like Sam Baer, is studying experimental filmmaking, his teachers will have made significant contributions to that art.

The Academy of Arts University offers courses in 28 areas of study.

Follow Academy of Arts University here

The Rise of OSI Food Solutions Under Sheldon Lavin

OSI Group is a leading food company in the world. It has ongoing operations in over 17 countries with over 65 production facilities. The company has a rich history, given that it was started in the early 1900s. It has grown from a humble background but has finally become the pacesetter in matters of food production.

The current leadership of the company is led by Sheldon Lavin, the chairman and CEO. He is assisted by David McDonald, the president and COO. In the past few decades, these two leaders have put the company in the line of success by making sure that every decision that is being taken is for the benefit of the business and the consumer. A lot of efforts have gone towards building a great relationship with the consumers by giving them the products they need. Read this article at Forcepoint to know more.

Unlike other companies that dictate what the consumers get, OSI Food Solutions is all about determining and fulfilling the wishes of the consumer. In most of their production facilities, they’ve set up innovation centers that are run by highly qualified individuals to produce new products that the consumer needs.

Also, in most of their outlets, the role of managing food production operations has been left to the local managers who understand better the taste and preferences of the local people. This approach has seen OSI Food Solutions thrive where others have failed. For instance, they’ve had a great run in China by applying this approach.

Sheldon Lavin and David McDonald are leaving no stone unturned as they seek to find solutions that matter to the people. They’ve put together a team of employees that share their dreams. Currently, they’re focused on implementing sustainable production systems in all their outlets. The efforts have begun with the expansion of the OSI Food Solutions plant in Toledo, Spain. This plant will see a 20-percent reduction in energy consumption after the company implemented sustainable measures that see energy recycled.

Sheldon Lavin and OSI Food Solutions have received recognition for the achievements made so far. Sheldon received the 2016 Global Visionary Award for his commitment to building OSI Food from a humble beginning to now that it is a multinational. OSI Food Solution, on the other hand, has been a recipient of multiple awards from different organizations.

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Philanthropist Niranjan Shah gives to Sen. Hillary 2016 Presidential Campaign

As time draws near to the 2016 election, Senator Hillary Rodham Clinton has positioned herself to be the next democratic nominee. In order to kickoff the start of Senator Clinton’s potential candidacy, there is a high dollar fundraiser being held with a lot of political giants and donors. Some of these donors have been a part of Barack Obama’s presidential campaigns of 2008 and 2012. The event dubbed “Ready for Hillary,” is scheduled to be held in state of Illinois Sen. Dick Durban, Illinois Attorney General Lisa Madigan (D), and Chicago Mayor Rahm Emanuel are the guests that will be scheduled to headline the prestigious event on June 5th, to be held at to be held at Phil Stefani’s 437 Rush, a steakhouse by the Magnificent Mile.

As the event approaches, this marks a very pivotal time as Clinton begins to gain support as a member of Barack Obama’s cabinet. There are many prominent figures that will be associated with the event that comes at a price tag at $1000 per person. A lot of staff members from Obama’s political party are helping to push the event. Some of these staffers include Kevin Conlon, a top Chicago-based political strategist and Obama fundraiser; Wendy Abrams, a leading environmental activist; Lou and Susan Manilow, prominent arts philanthropists and Democratic donors; and, Niranjan Shah, a Democratic donor who runs an architectural firm. Shah is Chairman & Chief Executive Officer at Globetrotters Engineering Corporation. His corporation is responsible for helping clients discover who is your strongest connection to your target people or organizations.

While this event has already mad history, a lot of supporters for the Ready for Hillary’s fundraiser are excited to be apart of this event and help to support her on her journey as she embarks on becoming the first female president.

Find out more here

How Fortress Investment Group Will Help Investors

Fortress Investment Group (FIG) uses an open-end asset fund to provide its clients access to private credit. Private credit can be negotiated by parties involved and can be issued in the form of bonds and loans. FIG would facilitate an open-end fund. An open-end fund is a mutual fund to provide as many shares without restrictions. An open-end fund can be helpful to investors and allow a large variety of investors a low barrier of entry for investments. The fund is valued by net asset value (NAV). The NAV of a fund is calculated after daily trading and is influenced by the assets held within the fund. Find out more about of Fortress Investment Group at

Fortress Investment Group understands the operation cost of an open-end fund is low. The low operation fee helps the fund function smoothly. The open-end fund does not have good liquidity compared to other investments. The poor liquidity of the fund is due in part to the open-fund is not traded on an exchange. Investors do not have to use a significant amount of money to make an investment in an open-end fund. Many investment firms like Fortress Investment Group are offering an open-end fund to show confidence. Fortress Investment Group also opening its’ primary fund to new investors.

Fortress Investment Group is an asset management firm that controls $40 billion in assets. The company was acquired by a company called SoftBank Group (SBG) for over $3 billion in 2017. FIG’s business model is one of the reasons SBG chose to acquire the company. The acquisition still allowed them to function under the leadership of Pete Briger, Wes Edens, and Randy Nardone. The leaders must be able to work with projects that allows them to make decisions without any influence by a company such as SBG. FIG also gained access to markets led by SBG. Related:

OSI Food Solutions Purchases Another Food Packing Company

OSI Food Solutions Purchases Another Food Packing Company

For decades, OSI has been the largest food solutions company in the world. Originally founded as a small meat market by a German immigrant in Chicago, IL, OSI Food Solutions is now a global food juggernaut operating in more than 15 countries.

One of its most recent acquisitions is the Rose Packing Co., Inc. in Barrington, IL. Rose Packing has been in the industry nearly as long as OSI and specializes in pork products. Though the financial terms of the deal were never made public, many speculated in the following weeks after the announcement was made.

OSI Food Solutions was founded in 1909; Rose Packing was founded in 1924, and both were founded in family neighborhoods in Chicago. Over the years, OSI Food Solutions grew exponentially larger than Rose thanks to its personal and professional connections to McDonald’s, but Rose Packing earned its own reputation in the Midwest.

At the start of the acquisition, Rose has over 700 employees and produced some of the finest pork products in the region. The company offered some of the highest-quality Canadian bacon, hams, ethnic sausages, Guinness beer brats, breakfast sausages, meatballs, burgers patties, loins, chops, ribs, boneless turkey, and pork shoulder; not to mention the dozen or so pizza and salad toppings.

OSI North America Senior Executive Vice President Kevin Scott recently talked about how excited he is that the two longtime companies will finally join together. From a strategic standpoint, adding Rose Packing to OSI Food Solutions’ existing business will allow the company to provide new processing capabilities.

When it comes to acquiring such a longstanding company, it’s important to make sure to have the right people in charge of the transition period. For that reason, CEO of Rose Packing Dwight Stiehl and other members of the management team will stay on throughout the sensitive transition.

Like Scott, Stiehl is excited that the two companies are finally working together. Combined, they have over two centuries of experience. Learn More:

USHEALTH Group Shares Fun Facts About The Human Brain

Most people don’t often think of their brains but it’s the most amazing organ in the body. Every thought and feeling we have occurs in the brain, pain in the body is registered by the brain, and simple things like reading a book entirely rely on it. People have been studying the brain for thousands of years, although for most of those years researchers had no idea what they were looking at.

USHEALTH Group released an article to share just how awe-inspiring our brains are. In 1993, an organization was founded just to research and celebrate it. This is the Dana Alliance for Brain Initiatives. It is now a global organization that has more than 600 members. Their goal is to spread information about this organ in a way that regular people can understand.

This organization hosts events throughout the year. Among their events in the United States are the New York City Regional Brain Bee Competition and Cognitive Fitness at Work. Their biggest annual events take place during Brain Awareness Week. This annual event was established in 1996 and now thousands of organizations are taking part. The events are held in 44 U.S. states and 42 other nations.

Check out USHealth Group on Youtube channel.

Each organization recognizes Brain Awareness Week in their own way. This can include social media campaigns, library displays, open-houses at neuroscience labs, and workshops held at universities, among other events.

USHEALTH Group shared some fun facts about the human brain. For example, it weighs just three pounds on average. 75% of this weight is water. This explains why keeping hydrated is so important for brain health. By the time an infant has reached age one, their brains have tripled in size. It grows until the teenage years and then starts to shrink later in life.

There is evidence that as far back as the Stone Age people were attempting to perform brain surgery. When the Egyptians would prepare a body to be mummified, they pulled the person’s brain out through their nose.

About 20% of the blood and oxygen in the body is used by the brain. It contains around 100 billion neurons. Signals between these neurons can occur at speeds of up to 250 miles per hour.

It is commonly thought that people only use 10% of their brains. This isn’t true at all. Even when someone is sleeping, the brain is using 10% of its size. Most of the brain is used at some point every day.

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Life Insurance Advice From HCR Wealth Advisors

HCR WEALTH ADVISORSWhenever a person is looking prepare for retirement, one of the things that should be considered is how to ensure financial security for the family. One of the things that can be done to secure a family’s financial future is to get life insurance. Life insurance can provide comprehensive coverage for a family. Life insurance can help to prevent financial problems for survivors after the death of a loved one. Clients who are looking to learn more about life insurance are able to consult with the knowledgeable professionals of HCR Wealth Advisors.

Getting a life insurance policy has a couple of benefits besides providing coverage for one’s family. With a life insurance policy, a beneficiary will be able to get proceeds that are exempt from income tax. This will lower the tax burden for those who receive an income from the policy or a large cash payout. Depending on the type of coverage a life insurance policy provides, the policy proceeds may be subject to an estate tax. HCR Wealth Advisors can provide more details about the tax implications about the estate tax and refer a client to other professionals such as a certified public accountant.

When deciding to get a life insurance policy, a person will need to decide whether to get a term life policy or a permanent life insurance policy. Both types of policies provide lots of benefits and sufficient coverage. However, they have differences. With a term life policy, the coverage is for 10 to 20 years. After this time period, the coverage expires. Anyone looking for income replacement will benefit most from this policy. A whole life or permanent life insurance policy provides coverage for things such as debts and funeral costs. This is valid until the policyholder dies. Upon death, the family will receive the proceeds of the policy.

HCR Wealth Advisors provides comprehensive financial advisory services to a variety of clients. The firm offers investment management, retirement planning and college savings plans for its clients. It serves many different types of clients which include high net worth individuals, business owners, individuals and families. For over thirty years HCR Wealth Advisors has established a reputation as being one of the most trusted firms in Los Angeles and the surrounding area.

This article is for informational purposes only and should not be considered investment advice. HCR Wealth Advisors is not affiliated with this website.


Unroll Me – An easy way to prune your inbox

According to at  Fascinating Email Facts  the average office worker in the US receives over 121 emails a day, and many business pros get over 4 times that

amount, which represents a lot of wasted time. .

One course you can be a devout deleter, but manually deleting takes time.

One way to avoid a lot of emails is to unsubscribe to the countless lists and email subscriptions out there.

But did you ever notice that it takes less than a minute to subscribe to a list but seemingly 10 minutes to unsubscribe? Then consider a free service called Unroll Me.

Unroll Me, which works with Outlook, Gmail, Google Apps, Yahoo and AOL Mail is an app

that scrolls through your inbox, finds all subscription mails, and allows you to delete

subscription of unwanted mails with the flick of a mouse.

Meanwhile, if you currently do enjoy a subscription, rather than them showing up within your inbox, the emails go into a special roll-up folder which provides a written

digest of all wanted but nevertheless email cluttering mails.

Using roll-up prevents a lot of distractions.

When you use Unroll Me to unsubscribe to an email list, within 24 hours, a properly formatted “request to unsubscribe” message is sent to the originator of the list, and even if by some chance the unsubscription isn’t recognized, Unroll Me’s software will

block the emails from getting into your inbox. 

And Unroll Me is reversible, you can subscibe one minute and then unsubscribe the next.

To subscribe to Unroll Me, simply go to either the Google Play or Apple App Store. 

Unroll Me isn’t the panacea for a bloated email box, as ultinately, more than 50 percent of all emails on the web are considered spam. But it’s a great start.

Impossible Foods Meets Global Demand with Partner OSI Industries

The past few years have given consumers a chance at a meatless food option that tastes just like the real thing, giving rise to California startup Impossible Foods. It may seem strange that a business that pushes sustainability as part of their core mission has partnered with OSI Industries, one of the most well known meat supplies in the global food trade, but its a union that benefits them both.

Impossible Foods got popular because the press around their burger boasted a taste nearly identical to a beef patty. A plant-based option that could compete with what graced the menu of every fast food establishment made food industry want to carry it themselves. That’s a lot of demand for what was once a humble startup, so they sought out a partner.

For OSI Industries, the partnership is about looking towards the future. The management sees Impossible Foods as a company is concerned with the future of business and the environment, but they need help to see their vision in action. Impossible Foods has processing sites in both Oakland and Redwood City, and between them will be able to satisfy orders from 10,000 commercial customers by the end of 2019. OSI Industries will open up facilities that will allow that number to rise to 17,000 in the same time frame. Learn about OSI Industries and Companies at Forbes.

This partnership is how Impossible Foods will honor the many deals they’ve struck across the industry as their profile has risen in the media. Chief among them has been Burger King. Buzz around the Impossible Burger’s debut at select locations pushed the fast-food chain to make the item available in every location in the US.

Who’s behind all this demand for no-beef burgers? Young people concerned about the impact on the environment from industrial ranching and the processing of other meat, namely the production of carbon emissions. Having a food option that moves away from those issues gives them a product they’re proud to buy and promote online.

Impossible Foods also opens up a space for vegans and vegetarians in an industry that has not made enough room for them in the past. With the Impossible Burger, fast-food restaurants have the opportunity to reach out to infrequent customers in new ways.

The benefits aren’t limited to favorite burger places. Supermarkets and grocery stores will be carrying the Impossible Burger some time in September. Between OSI industries and Impossible Foods, consumers will have options on what to grill for the remainder of the summer and the fall.

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