The Oxford Club Is Helping Retirees

The Oxford Club recently had its annual seminar in New Mexico. Like past seminars, the Oxford Club discussed where certain industries are going, which industries are dying, and which industries are exploding. However, during this seminar, the Oxford Club touched on questions from retirees. The main question was ‘how much money should a retiree invest in stocks?’ The Oxford Club spent several hours answering this one question.

The Oxford Club stated that age has a lot to do with it. According to their statistics, American retirees live approximately 20-40 years after retiring. The Oxford Club believes this is all the more reason the invest heavily in stocks. They showed charts and graphs displaying increases and decreases in the stock market. In a 30 year period, the stock market rose to the top, crashed to the bottom, rose again, and crashed again. This is proof that the stock market will rise between the time someone retires to the time they depart from the earth. The Oxford Club is urging retirees to think about their children and grandchildren. Investing in stocks now will give the next family generation a good start.

The Oxford Club also urged retirees to make sure they have all their monthly expenses taken care of before investing in stocks. Over 90% of retirees are on at least one serious medication, and these medications come with regular doctors visits and sometimes complications. This means retirees need to have a financial emergency fund. Though the Oxford Club supports investments in stocks, especially by retirees, the Oxford Club always thinks logical. Since this seminar, the Oxford Club is putting together a team to help retirees who want to invest in stocks and at the same time not live above their means. This team is expected to be in full operation by the end of the year.

The Oxford Club is an organization that is made up of almost one-million entrepreneurs. These individuals network and help each other succeed in today’s business world. The Oxford Club also offers free weekly training, which comes in the form of articles and videos. This training has to do with succeeding in business, regardless of the industry in question.

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Following The Latest Trends In Cabinetry

There are several kitchen cabinet trends you should be researching right now. Personalized cabinets are at the top of the list. Homeowners are adding functions, handles, colors and styles that are updated to fit their needs. Cabinet makers like Siteline Cabinetry have created a wide variety of new styles to match any ideal design. People today are also looking for cabinets that have a subtle look with clean lines. Keeping it simple doesn’t mean you have to compromise style and elegance.

Shaker cabinets have become increasingly popular despite the fact people associate them to a plain square design. Shaker style cabinets have recessed panel doors, basic hardware and light finishes. Neutral, white and gray colors are also becoming more popular then cherry wood or oak cabinets. Horizontal cabinets are taking place of the vertical and rectangle style. Wider cabinets provide more storage and gives your kitchen a cleaner look. With the rise of technology, many people are asking for cabinetry with built in charging stations.

Remodeling can be an expensive and stressful period in your life. Finding the right designer and carpenter can be challenging. Siteline has trusted dealers that employs only experts in remodeling. Their staff will coordinate your project and guide you through the process from conception to completion. Remodeling your cabinets is a huge investment, and should not only be stylish but functional as well. Siteline is your premier choice to help create beautiful cabinets for better organization and storage.

Siteline will discuss with you your main objectives to help assess your needs. You should determine a realistic budget that includes the cost of installation. A Siteline professional will give you ideas on how to best use your space and help you decide on a look. Siteline Cabinetry only offers the latest trends in personalized cabinets. They can find you cabinet styles in colors and functions that are tailored to fit your wants and needs based on your own desires. As time evolves, Siteline Cabinetry comes up with styles that can match the design or style of any home according to Siteline Cabinetry’s recent article 8-Steps to the Kitchen of Your Dreams.

The Steps To Success as an Entrepreneur In the Style of Nathaniel Ru

Anyone who is hoping to achieve a successful career as an entrepreneur needs to organize their dreams into smaller goals and take some steps towards their goal. The first step towards entrepreneurial success is figuring out a passion. This can come in any form or fashion. Read more: Nathaniel Ru | Dynamic Dialogues

With Nathaniel Ru, he has figured out what he is passionate about when he has seen the state of the food industry. This is when he has decided that he wants to bring something different to customers in the fast food industry. He wanted to bring something healthier than hamburgers and other fried foods.

The next step that Nathaniel Ru has taken was to see about getting help. Many of the successful companies are run with help. Nathaniel Ru did not run his company alone. Read more: Nathaniel Ru Blazes a Trail in The Height Food Industry | Affiliate Dork

Instead, he has worked with his friends in coming up with an idea that is going to be healthy and sustainable. It is with the help of his classmates that Sweetgreen has manifested.

During the brainstorming, they have come up with ideas on what products they are going to offer and how they are going to market their company so that they can attract plenty of customers. Given that it is a new company, there needs to be a good advertising campaign to attract the customers.

The next step is for people to get funding for any facilities and equipment they need in order to get their business going. After all, in many cases, one is going to need to get the location ready.

When it comes to food, people are most likely going to need a physical location in order to sell the meals. Fortunately, Nathaniel Ru was able to get the facilities needed to sell the food.

When Nathaniel established Sweetgreen, he and his friends have found ways of marketing that has brought people to the restaurant. As a result, they have come to experience a healthier alternative to the usual burgers and fries of many fast food companies.

The restaurant has come as a success so that more facilities to are built to provide services to customers.

Luiz Carlos Trabuco Cappi: The Award-Winning Brazilian Business Executive At The Helm Of Bradesco

Luiz Carlos Trabuco Cappi ascended to top leadership at Bradesco, one of the largest Brazilian banking and insurance group, in March 2009. At the time, the firm was fighting to reclaim its number one position in the country’s banking and insurance market after Banco Itau and Unibanco- Bradesco’s main competitors- merged to form Itau Unibanco, overtaking Bradesco in the ranks. When Luiz came in as president and CEO, his first order of business was to galvanize the firm’s human resource towards realizing the many objectives that were unmet at the time. He, however, made it clear from the onset that he was not keen at dislodging Itau Unibanco from the top but instead was interested in offering the best services to all clients. In his view, being top of the banking rankings was not as important as being the best in service provision.

Fast forward to 2015 and the race for the top in Brazil’s private banking sector took shape- even as much as Luiz Carlos Trabuco Cappi denies any chances of his firm competing for the top position. Collaboration with Bradesco’s board chairman and former CEO Mr. Luiz and Lázaro Brandão, Luiz led the firm to the acquisition of HSBC’s Brazil branch. According to sources, the deal was worth $ 5.2 billion thus becoming the most lucrative business transaction in Brazil’s business sector for the year. The significance of the acquisition was that Bradesco’s business muscle in regards to loans granted, assets, deposits, branch network, total investment funds, and most importantly, number of account holders was boosted in a big way. As a result, the firm moved within a reaching distance of its main competitor. Bradesco overtook Itau Unibanco in some aspects such as branch network and total investment funds.

Luiz’s Take

Speaking after finalizing the acquisition deal, Luiz Carlos Trabuco Cappi said that even though he prefers an organic type of growth, the process is time-consuming. He said that purchasing HSBC helped Bradesco to achieve in one go what would have taken it a minimum of six years to achieve. He also revealed that the deal was to be approved in 2016 by regulatory agencies to take full effect. Due to this achievement, MONEY recognized Luiz with the Entrepreneur of the Year in the Finance 2015 award.

Luiz’s Early Career

Luiz Carlos Trabuco Cappi started impressing in the business world right from his teenage days. After completing his undergraduate studies at the University of São Paulo, he was employed at Bradesco in 1969- he was only 18 then. As of then, the banking firm had operated in Brazil’s banking and finance sector for 26 years. What that meant was that Luiz got an opportunity of learning from experienced professionals such as Amador Aguiar, Bradesco’s founder and first CEO.

After serving in different capacities at the firm such as marketing, Luiz was appointed to head the Bradesco Seguros in 2003. During his 6-year stay in that position, he was able to make notable positive changes, which increased profits. Since then until today, long after Luiz left, the insurance arm of Bradesco contributes to nearly a third of the company’s total profits. It was also during that period that Luiz Carlos Trabuco Cappi won the Insurance Personality of the Year award two times: in 2003 and 2007. One of the main reasons he was awarded was his contribution towards the growth of Brazil’s insurance sector.

What the Future Holds

Prior to his appointment to the CEO and president position, Luiz Carlos Trabuco Cappi had served for six years as Bradesco’s vice president. The chances are that he will be given a senior position in the Brazilian government after retiring from Bradesco, with rumors suggesting that President Dilma Rousseff is interested in having Luiz serve as a minister in the Ministry of Finance.

Read more: Who will replace Trabuco in charge of Bradesco? 7 names are listed (and anything can happen)

Amicus Therapeutics, Restoring Hope to People with Rare Diseases

New diseases are emerging every day. The drugs which were being used a decade ago are not as effective as they used to be back then. This scenario has given doctors a hard time as they try to come up with new ways to treat new diseases. Amicus Therapeutics is a biotechnology company that focuses on finding ways to fight rare and orphan illnesses through the use of therapies. The global company uses unique technology and medicine as well to help people suffering from devastating diseases such as Lysosomal Storage Disorders, skin disorders, and Pompe disease.


Amicus Therapeutics was founded in 2002 and has around five hundred employees. It has its headquarters in Cranbury, New Jersey. The company cares for the many patients suffering from rare diseases which have troubled doctors from other medical institutions and ensures that they get the best care possible. The specialists in the company come up with clinical programs and carry out inventive science to create a platform where these people with the rare disorders can seek medical attention and be treated.


The goal of Amicus Therapeutics is to make a difference that is meaningful in the lives of all those patients with these critical conditions ( Many patients who have received help from the company and recovered fully from the special conditions claim that they had suffered for a long time before hearing about Amicus Therapeutics. Many reports that they were almost giving up after searching for solutions from many hospitals and clinics without success. That is how important the company is; for many people, it is usually the last hope.


Before 2008, Amicus Therapeutics had only one site, which was located in New Jersey (AliveNewspaper). This was before the company opened another one in San Diego. The company has received financial support from many sources due to its good work including grants from the Michael J. Fox Foundation and Alzheimer’s Drug Discovery Foundation.


Today, Amicus Therapeutics continues to look for better ways to help patients under the leadership of John F. Crowley who is the CEO and chairman of the company. Patients with these rare disorders will continue to get the help they need from the medical specialists for many years to come.


Personal Cyber Security Securing Your Future

The answer to the question “Why is cybersecurity important?” might seem simple enough, but the rate of cyber threats growth, leave one to believe that not enough people are aware of the real importance of having protections.

Between 2013 and 2015, cyber crimes cost between 400 and 500 billion dollars. In an attempt to reduce the overall occurrence of cyber crime all over the world, leaders in the industry have invested $5.6 million in Rubica. The purpose of the investment is to create the top level of personal cyber security. This cyber security is aimed toward those who are most vulnerable and targeted by cyber criminals.


Cyber security is not only important for individuals but also highly important for companies and the government as well. It is necessary to take serious measures in order to respond to the threat of someone or something attacking you or your company’s computers.

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Osteo Relief Institute Providing Comprehensive Care and Pain Relief Solutions for Patients Suffering from Osteoarthritis

Arthritis is a generalized term used to refer to the joint pain or disease of different types. It is a widespread problem that millions of people in the world suffer from, and in the United States alone, fifty million people are suffering from one or the other kind of arthritis. Overall, there are more than 100 different types of arthritis known so far. Men and women both have arthritis but are more common among women. The tendency for arthritis to strike continues to increase with age. Arthritis is the leading cause of inflicting disability in people in the United States.

One of the most common forms of arthritis is Osteoarthritis, which is a typical degenerative joint disease. It causes the cartilage present between two bones to degenerate ( Cartilage is the soft tissue that keeps the joints lubricated and functional, but with age, it tends to get broken down and wear away. It causes friction as the bones move and thus, it causes pain, swelling, stiffness, and eventually, immobility. There are many reasons why Osteoarthritis can cause, which include family history, excess weight, and trauma or injury. The problem with Osteoarthritis is that it is incurable and thus, one has to make sure that the management of the disease is disciplined and timely to control it from getting worse. Regular exercise, medication, and an active lifestyle can help in ways more than one to ensure that the problem doesn’t spread further.


The Osteo Relief Institute, based in New Jersey is amongst the best organization providing comprehensive treatment and pain relief solutions for the patients suffering from Osteoarthritis and other associated issues (Blog). The Osteo Relief Institute has modern infrastructure fitted with state of the art equipment, which helps the arthritis specialists to provide patients with numerous therapy options. The technologies used by Osteo Relief Institute for treatment are FDA approved. The Osteo Relief Institute has facilities that offer the physicians to conduct complex surgeries in a safe and modern environment, where the risks are minimized, and chances of complete relief from pain are greatly enhanced. The Osteo Relief Institute continues to find new ways to upgrade its infrastructure and add new technologies to help patients suffering from Osteoarthritis.



Eli Gershkovitch Remarkable Achievements at Steamworks

Eli Gershkovitch, CEO of Steamworks craft breweries is a holder of a degree in law. He uses law principles to interpret business laws and legal framework governing brewing activities. Mr. Gershkovitch enjoys his financial freedom, credibility, confidence, and contacts through constitutional principles.


His knowledge in law enabled him to navigate the legal complexities of establishing craft beer business in Canada as he understands the appropriate ways to apply for liquor licenses and operational permits.


Eli Gershkovitch launch of the first bottled beer “steam pilsner” landed him the British Columbia Awards besides being the best in Northwest Brewing News readers. His goal of inventing something tangible was realized.

Positioning Steamworks in the Market


Steamworks was the first and only establishment that incorporated steam-powered brewing of craft beer in Canada and was established by Eli in 1995 in Gastown. The brewpub has gradually grown from 184-seat capacity to 754 seats


Eli Gershkovitch believes in his motto “you grow to meet demand or demand will shrink to meet you dictated the creation of business model focusing on innovation and improvement. He aimed at changing the brewing practices of the town.

The talented entrepreneur started making beer inside the bar with customers watching. The new brewing methods attracted many including people from other regions. Steamworks sales have increased in several bar service and restaurants in Vancouver.


Eli Gershkovitch has controlled Steamworks through harsh market conditions. He has turned down willing investors. Steamworks operates on the ground of quality, price, and quantity and this has strategically positioned it in the market, growing its brand in 14 states as well as several Canadian Provinces. Steamworks is the official Cascadia trademark holder and the only one that offers authentic Cascadia ales.


Journey to Discovery


In 1987 Eli Gershkovitch went touring in Europe where his first taste of Belgian beer opened not only his taste buds but also his eyes to the idea of brewing. This trip was a notion of vertical integration. As a young law grad, he visited his first microbrewery in Germany. This talented entrepreneur has achieved his goal through exciting and innovative traditional brewing practices. His Europe tour contributes to the transformation of Gastown.

Dr. Mark Holterman Outstanding Contributions to the Medical Sector

Mark Holterman is a medical graduate and lecturer. The doctor commits his time to advancing medicine and finding the cure for chronic conditions like diabetes. He is a member of the American Diabetes Association (ADA).


Fight against Diabetes


ADA announced its collaboration with Children’s Hospital Los Angeles to deal with the high number of the type 2 diabetes in children and youths. The two entities developed Camp PowerUp that uses an evidence-based program to engage teenagers in physical activities. They also educate them on ways to make healthier meals to lower the risks of contracting type II diabetes.


The program targets young persons between eight and 16 years. Classes will be in a range of settings, from after-school module to day camps to parks and churches. Both organizations have experiences in different fields, and they will use their knowledge to stop the increased rates of this type to the vulnerable group.


Charity Work


The accomplished researcher and practitioner work at Mariam Global Health as the CEO and as a tutor at the University of Illinois. His committed to assisting patients in various ways like supporting charitable organizations such as International Pediatric Specialists Alliance for the Children of Vietnam ( IPSAC -VN). IPSAC-VN) relies on volunteers for donations to continue helping medical professionals in Vietnam.


Volunteers provide patient care, lecturing, training, and surgery at affiliate medical institutes and clinics in the region. All foreign donors must have valid passport and visa. They should also possess copies of CV, driving licenses, travel medical insurance, and the proper documentation to fit in the program.

About Dr. Mark Holterman


Dr. Mark Holterman is a full-time professor since 2011. He is an attending pediatric at Children’s Hospital of Illinois and Advocate Christ Children’s Hospital. Holterman, MD, is a pediatric surgeon and researches stem cell therapies, obesity, novel cancer treatments, and regenerative medicine.


Dr. Holterman graduated from Yale University with a degree in biology. He joined the University of Virginia for his Ph.D. and MD (Strikingly). The doctor completed his internship in general surgery at the University of Virginia Health Sciences. The University of Washington supervised his fellowship program in pediatric surgery at the Children’s Hospital and Medical Center through the University of Washington.

More about Dr. Mark Holterman on Facebook and Crunchbase

Glen Wakeman Founds Launchpad LLC to Assist New Businesses

Glen Wakeman is the CEO of SaaS (Software as a Service) company Launchpad, LLC. As the founder and owner of Launchpad, Mr. Wakeman has leveraged his years of executive experience in the business world to build a platform that helps business startups succeed. Wakeman identified a need in the start-up space. He was curious why most new start-ups were failing. The answer was not the idea or the passion, but the planning phase of the business that was the point of failure. Enter Launchpad, the aptly named online platform where new entrepreneurs can find training materials and collateral to help make their new venture successful (Facebook).


Glen Wakeman arrived at the launching of Launchpad by way of more than 20 years in the highest levels of business leadership. Educated at the University of Scranton (BS) and the University of Chicago (MBA), Wakeman has been a presence in the international business community since the early 1990’s. A world traveler, Glen has lived in 6 countries and worked regularly in 32 countries across the globe (

Glen Wakeman started his career with GE Capital, working his way up the ranks in business development positions.

In addition to his work as an Executive, Mr. Wakeman also spends a great deal of his time as a writer and blogger, working to assist owners and entrepreneurs across the business landscape. As a mentor, he has assisted many corporate executives and currently counsels Dreamfunded (an equity crowdfunding platform) and Sitter Bees (service finding application). As part of his core philosophy, Glen Wakeman employees his own proven methodology using five key performance areas: execution, governance, human capital, leadership and risk management. It is by focusing on these key areas that Glen Wakeman has managed his own success and that of others.

More about Glen Wakeman on Crunchbase